Insurance Coverage Issues
Should I Accept The Insurance Company’s Offer After An Auto Accident?
One of the most common concerns people have after an auto accident is whether or not to accept the insurance company’s offer. Especially when the insurance adjuster offers the maximum available under the policy limit, an offer of this kind can seem tempting.
However, there are many instances in which more compensation is available. It is critical to talk with an experienced lawyer who will protect your interests and make sure you are going to obtain the maximum compensation available to you.
At The Law Offices of Goldfine & Bowles, P.C., we represent clients throughout Central Illinois, including Peoria, Bloomington and Galesburg. Since our founding in 1962, we have handled all types of insurance coverage issues in auto accident and related legal claims.
Helping You Make Smart Choices
When the insurance agent makes an offer, it can look generous, especially if it represents the maximum available under a policy. However, these offers rarely cover the total costs related to ongoing medical care, and more importantly, they rarely represent the total amount of compensation available.
Our lawyers know how to assess your case and determine the true value of compensation available to you from the insurance company.
The Steps Of Obtaining Insurance Compensation
With decades of experience, our insurance coverage attorneys leave nothing to chance. We know the best ways to approach compensation for our clients, including:
- Property damage: The first step is to seek out compensation for property damage. In most cases, this comes from the negligent driver’s policy, but when that driver is underinsured or uninsured, we can seek other avenues as well.
- Medical expenses and damages: Next, we seek compensation for all of the medical expenses, including the required short-term and long-term medical costs, lost wages and other related costs.
- Other damage awards: We can also bring claims against other parties and their insurance carriers, depending on the circumstances, to maximize client compensation.