If you are involved in any type of motor vehicle accident, you know that your health and well being is priority number one.
Along with this, you also need to notify your insurance company of what happened. While this sounds easy enough, it can actually be a challenge. And here’s why: You won’t always know what you should say.
Here are a few things that you should absolutely do when filing a car insurance claim:
— Call your agent as soon as possible. You can’t always do this from the scene of the accident, especially if you were injured, but you don’t want to wait too long.
— Review your insurance policy before contacting your agent. This will give you a better idea of the coverage that you have.
— Keep notes of all conversations that you have with your agent and other company representatives.
— Be honest with your insurance company.
— Take pictures of the accident and your injuries, if possible, as this could help your case in the future.
Now that you know what you should be doing, remember this: Don’t let your insurance company force you into something that you’re not comfortable with, such as accepting a settlement that is less than what you feel you deserve.
Making a car insurance claim is easier said than done. If you’ve been injured in an accident, if your vehicle has been damaged, you need to be careful with every step you take. This will improve your chance of receiving the compensation you deserve, all in a timely manner.
Source: FindLaw, “Car Insurance Claims: Dos and Don’ts,” accessed Jan. 04, 2017