Send an Email
Get a Free Case Evaluation Now
Call 800-409-1615

uninsured/underinsured motorist accidents Archives

Getting compensated from an accident with an uninsured motorist

What happens if you are injured in an accident that was caused by a negligent driver who is uninsured? This may sound like a worst-case scenario, but despite the fact that it is illegal to drive a vehicle without auto insurance, Illinois has many uninsured drivers still on the road.

What happens if I get caught driving without insurance?

In an ideal world, you should never own a car without having the adequate insurance to protect it and yourself. Even if you are not actively driving the car, theoretically it could become damaged when parked on your drive or sidewalk.

Car accidents involving an uninsured driver

Car accidents can be stressful and scary enough without the complications of dealing with being underinsured or uninsured. This situation can become very complex and lead to a more time-consuming and expensive process, even if the car accident is a minor one.

What options are available if an uninsured driver hit my car?

Unfortunately, car accidents happen all too often in Illinois. It is often a comfort to know that auto insurance is there to help you recoup your losses and aid in your recovery if injured. However, sometimes the person who caused the crash does not have insurance coverage.

Your options after an uninsured/underinsured motorist accident

You already know this, but it always bears repeating: Car accidents are costly in several ways. First, there is the property damage your car has suffered. Second, there are the medical expenses if you were injured. Third, there is the loss of income if you have missed work because of your injuries. These are just three ways a car accident can cause you financial hardships.

What does uninsured and underinsured motorist coverage mean?

Unless you are an insurance expert or a lawyer, uninsured and underinsured motorist coverage is nothing short of confusing. Many residents of Peoria think these insurance terms apply to themselves. For example, say a man was hit by a truck and hears an insurance adjuster talking about uninsured/underinsured motorist coverage. He might think the person speaking is saying that he—the victim—did not have adequate insurance. The truth is just the opposite.

When the other driver in an auto accident is underinsured

Being involved in a motor vehicle accident causes many problems for all parties. As such, most people are willing to follow the laws that govern safe driving. Unfortunately, there are still some motorists sharing our Illinois roads that engage in negligent behaviors. As we all know, this can lead to an auto accident.

Get a Free Case Evaluation Now

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Peoria Finding Us Just Got Easier - We're at the corner of Knoxville & Lake in Peoria

4242 North Knoxville Avenue
Peoria, IL 61614

Toll Free: 800-409-1615
Phone: 309-740-9218
Fax: 309-282-2090
Peoria Law Office Map

115 West Jefferson Street
Heritage Plaza Suite 100
Bloomington, IL 61701

Toll Free: 800-409-1615
Phone: 309-740-9218
Phone: 309-828-2322
Fax: 309-282-2090
Bloomington Law Office Map

250 East Main Street, Suite 307 Hill Arcade Building
Galesburg, IL 61401

Toll Free: 800-409-1615
Phone: 309-740-9218
Fax: 309-282-2090
Galesburg Law Office Map


Hours Of Operation

8:30 AM - 4:45 PM Monday - Thursday
8:30 AM - 3:00 PM Friday
By appointment on Saturday

Review Us