Uninsured/Underinsured Motorists (UM/UIM)

The standard approach for handling auto accident litigation is to bring a claim against the negligent driver. In most cases, the compensation award comes out of the negligent driver’s insurance policy. But what happens if the other driver does not have adequate insurance?

If you are facing the challenging aftermath of an auto accident — including medical bills and lost wages — and the negligent driver lacks adequate insurance, we can help. At The Law Offices of Goldfine & Bowles, P.C., our lawyers have decades of experience serving Peoria, Illinois, clients. We have taken on many uninsured motorists’ claims successfully for our clients.

Making Sure We Obtain The Compensation You Deserve

Lack of insurance is a challenge in motor vehicle accident claims, but there are a number of options to explore for maximizing your compensation, including:

  • The negligent driver’s insurance: Even though there may be policy limits that amount to less than what a claim is worth, there are often loopholes and legal requirements that could increase this level of compensation.
  • Your insurance: Depending on your policy, it is possible that your own insurance has a duty to help compensate you if you have been hurt in a motor vehicle accident.
  • Other claims: If the circumstances warrant, we could potentially bring a workers’ compensation claim or third-party liability claim if you were at work during the accident, or a defective product claim if a faulty vehicle was somehow at fault in the accident.

Our attorneys are well-versed in finding any available area of compensation. We also have a wealth of experience negotiating with insurance companies. Because of our reputation for successful litigation strategies, insurance companies know that we will take a case to court and win, so they have a strong incentive to work out a favorable settlement to keep the case out of litigation.

Contact Us ∙ No Fee Unless We Win

We take cases on contingency, so you will not pay any attorney fees until we obtain a verdict or settlement for you. Call us at (309-673-5144 toll free) or email us to schedule your free initial consultation.